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Credit Score Now Available
Staying on top of your credit has never been easier. With one tool, access your credit score, full credit report, credit monitoring, financial tips, and education - without impacting your credit score.
Benefits of Credit Score
- Daily Access to your Credit Score
- Real-Time Credit Monitoring Alerts
- Credit Score Simulator
- Personalized Credit Report
- Special Credit Offers
How To Sign-Up
Credit Score can be accessed on October 1, 2024 in Home Banking or in our FTWCCU Mobile App.
Home Banking
Select "Credit Score" in your top menu bar and follow the on screen instructions.
Mobile App
Select "More" in your bottom menu options, then select "Credit Score" in your menu list and follow the onscreen instructions.
Frequently Asked Questions
What is Credit Score?
Credit Score helps you stay on top of your credit by providing your latest credit score and report and understanding key factors that impact the score. It also monitors your credit daily and informs you by email if any significant changes are detected, such as a new account being opened, a change in address, employment, delinquency, or inquiry has been reported.
Will accessing Credit Score "ding" my credit and potentially lower my credit score?
Credit Score is a soft inquiry which does not affect your credit score.
Is there a fee for Credit Score?
Credit Score is entirely free for FTWCCU members.
How often is the credit score updated?
The credit score will be updated every seven days and displayed in your FTWCCU Mobile app and Home Banking. You can click "refresh score" as often as every 24 hours for an updated score.
Will FTWCCU use Credit Score to make loan decisions?
FTWCCU uses its own lending criteria for making loan decisions.
