Fort Worth Community Credit Union
Privacy Notice
FACTS
WHAT DOES FORT WORTH COMMUNITY CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security Number and income
- Account balance and transaction history
- Credit history and credit scores
When you are no longer our customer, we continue to share your information as described in this notice.
How?
All financial companies need to share members' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members' personal information; the reasons Fort Worth Community Credit Union chooses to share; and whether you can limit this sharing.
| Reasons we can share your personal information | Does Fort Worth Community CU share? | Can you limit this sharing? |
|---|---|---|
|
For our everyday business purposes- such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
Yes | No |
|
For our marketing purposes- to offer our products and services to you |
Yes | Yes |
| For joint marketing with other financial companies | Yes | Yes |
|
For our affiliates' everyday business purposes- information about your transactions and experiences |
Yes | No |
|
For our affiliates' everyday business purposes- information about your creditworthiness |
Yes | No |
| For our affiliates to market to you | Yes | Yes |
| For non affiliates to market to you | Yes | Yes |
To limit our sharing
Call (817) 835-5000, (800) 817-8234 to limit our sharing.
Please note: If you are a new member, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our member, we continue to share your information as described in this notice. However, you can contact us at anytime to limit our sharing.
Questions?
Call (817) 835-5000, (800) 817-8234 or go to www.ftwccu.org
Who we are
Who is providing this notice?
Fort Worth Community Credit Union
What we do
How does Fort Worth Community Credit Union protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We restrict access to non public personal information about you to only our employees who need to know that information in order to provide products or services to you.
How does Fort Worth Community Credit Union collect my personal information?
We collect your personal information, for example, when you
- Open an account
- Make a wire transfer
- Pay your bills
- Show your driver's license
- Apply for a loan
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?
Federal law gives you the right to limit only
- sharing for affiliates' everyday business purposes- information about your creditworthiness
- affiliates from using your information to market to you
- sharing for non affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else?
Your choice will apply to everyone on your account.
Definitions
Affiliates
Companies related by common ownership or control. They can be financial and non financial companies.
- Fort Worth Community Investments
Non affiliates
Companies not related by common ownership or control. They can be financial and non financial companies.
- Non-affiliates we share with insurance companies, mortgage services, data processors, check printers, plastic card processors, online services for bill pay and presentment, account setup, deposit and mobile services.
Joint marketing
A formal agreement between non affiliates listed financial companies that together market financial products or services to you.
- Our joint marketing partners include investment, insurance, and other financial services companies.
Rev. 07/2017
National Credit Union Administration.