Real Estate Loans

Home Equity Loans

We offer 1st and 2nd Lien Home Equity Loans.  These are fixed rate loans with a fixed term.

There is a 12 day waiting period after the application is accepted before the loan closing.

There will be a 3 business day wait after closing documents have been signed before loan proceeds can be disbursed.

$300 Loan Processing Fee.

Additional Fees ranging from $300.00 - $3000.00 may apply.

 

Home Equity Line of Credit

We offer 1st and 2nd Lien Home Equity Line of Credit Loans.  These are variable rate loans.  There is a 10 year draw period that you can draw from the line of credit.  During the 10 year draw period the minimum payment is the interest only.  After the 10 year draw period any remaining balance owed is put into a 10 year term loan with a variable rate (minimum payment of $50, may be higher depending on balance owed). 

There is a 12 day waiting period after the application is accepted before the loan closing.

There will be a 3 business day wait after closing documents have been signed before loan proceeds can be disbursed.

$300 Loan Processing Fee.

Additional Fees ranging from $300.00 - $3000.00 may apply.

 

Home Improvement Loans

We offer 1st and 2nd Lien Home Improvement Loans.  These are fixed rate loans. 

Unsecured Home Improvement Loan 
$300 Loan processing fee
No waiting period
Finance up to $25,000.00 with terms up to 15 yrs.

Secured Home Improvement Loan 
Fees of $300.00 - $900.00
5 day waiting period after application is accepted before loan closing
3 business day wait period after closing documents are signed before loan proceeds can be disbursed
Finance up to $100,000.00 with terms up to 20 yrs.

For QuickFix Secured loans all loan draws will be payable to you and the contractor. * A MANDATORY INSPECTION OF THE IMPROVEMENTS DONE WILL BE ORDERED FOR ALL SECURED HOME IMPROVEMENT LOANS ONCE ALL LOAN DRAWS HAVE BEEN COMPLETED.  THERE IS NO CHARGE FOR THIS INSPECTION. *