Checking Accounts
Benefits Checking powered by 
Everyday checking that includes online banking, mobile banking, bill pay, debit card, eStatements, plus a whole lot more! Now free with a direct deposit of $500 or more.4
Roadside Assistance: Available 24/7 and free to use, covers up to $80 in covered service charges.
Health Savings Card: Save money on prescriptions, eye exams, frames, lenses and hearing services.
Cell Phone Protection:1,2 Pay your cell phone bill with your BaZing checking account, and you're covered. We'll pay to have it repaired or replaced, up to $800 per claim (maximum 2 claims per year, up to $1,600).
ID Theft Aid:1,2 Includes identity restoration & payment card resolution, and up to $2,500 personal identity theft benefit.
$10,000 Travel Accidental Death Coverage:2 Peace of mind for the unexpected.
Shop Local, Save Local with BaZing Savings:* Local discounts and national retailer deals to save you money on shopping, dining, travel & more.
BaZing Fuel:3 Earn $0.10/gal for up to 20 gallons each month with just 15 debit card swipes.
Only $7 per month. Paper Statements are an additional $3 per month. $3 fee is not applicable if you are signed up for eStatements or age 70 or above.
Basic Checking
Simple, everyday checking. Our low-cost account with basic benefits including online banking, mobile banking, bill pay, debit card, eStatements, and more.
No monthly fee when enrolled in eStatements OR age 70 or above.
1 Subject to the terms and conditions detailed in the Guide to Benefits. 2 Insurance products are: NOT A DEPOSIT. NOT FEDERALLY INSURED. NOT AN OBLIGATION OR GUARANTEED BY THE CREDIT UNION, ITS AFFILIATES, OR ANY GOVERNMENT AGENCY. 3 You’ll receive a one-time activation reward of $0.10 per gallon when you activate BaZing Fuel. You’ll earn a monthly reward of $0.10 per gallon each month when you have 15 eligible debit card transactions post and settle during the Monthly Qualification Cycle (MQC), which is defined as the first day of the month through the last day of the month. Only transactions posted during the MQC will count towards the monthly reward for that MQC. The following activities do not count toward earning BaZing Fuel: ATM withdrawals, transfers between accounts, deposit or refund transactions. Transactions posted during the MQC greater than the monthly reward requirement will be stored to count towards a bonus reward of $0.10 per gallon. When you have 50 stored bonus transactions you will earn the bonus reward. You will continue to earn bonus rewards for every 50 stored bonus transactions accrued. If the required monthly reward transaction count is not met during the MQC, no transactions are counted for any reward during that MQC or the bonus reward. BaZing Fuel is limited to 20 gallons of fuel per purchase, per vehicle, or fraud limits placed by Shell and/or limits placed on your payment card by your financial institution, each of which may be lower. To activate, you will need to have online banking with your financial institution. Refer to the BaZing Fuel Terms and Conditions for full disclosures. BaZing Fuel offer may be changed at any time and without notice. 4 Direct deposit into Benefits Checking is defined as an electronic deposit made by an employer. Micro-deposits, Person-to-Person (such as Zelle) and bank trasnfers between your FTWCCU accounts or accounts you have at other financial institutions or brokerages are not considered a direct deposit.
